verified travelers
One hospital bill abroad can cost more than your entire trip. Don't risk it.
Complete medical coverage anywhere in the world, a real human on the phone 24 hours a day, and rates that don't punish you for wanting protection. Compare plans, apply in minutes, and unlock 10% off instantly.
Complete Worldwide Coverage
Medical care anywhere you travel, with direct hospital billing so you're not paying out of pocket in an emergency.
Real 24-Hour Assistance
A live person coordinates your care any hour of the day — not a callback queue that reopens Monday.
Accessible Rates
Clear pricing by age and trip length, plus 10% off with code WRTY10093.
Compare travel medical insurance in under 2 minutes
Enter your trip dates and destination to see real-time plans from our insurance partners. No account required.
One agency, every kind of traveler
Tourists & Vacationers
Short trips, cruises and multi-country itineraries with emergency medical, trip interruption and baggage coverage.
See plans →Digital Nomads
Long-stay, multi-country plans built for remote workers who need continuous coverage without a fixed address.
See plans →Expats & Relocators
International health insurance for people moving abroad long-term, including pre-existing condition options.
See plans →Business Travelers
Fast-issue policies and corporate-friendly documentation for frequent international trips.
See plans →Retirees Abroad
Higher age-bracket plans with medical evacuation and repatriation built in, without unreadable exclusions.
See plans →Visa Applicants
Schengen, and other visa-compliant certificates that meet embassy minimum coverage requirements.
See plans →Worldwide medical coverage, 24-hour assistance, accessible rates
Among our carrier partners, our featured coverage stands out for travelers who want complete medical protection without overpaying for coverage they'll never use. Plans are built around five priorities:
- Worldwide, all-ages coverage — valid in any country, for any nationality, from age 1 to 100 — one plan that doesn't exclude you for being young, older, or from a specific country.
- Real 24/7 concierge assistance — a live team coordinates medical care, hospital admission and follow-up around the clock, not a call center that reopens Monday.
- Transparent, accessible pricing — plans start from roughly $1.50 USD/day, with clear terms and no vague "up to" language hiding the real payout.
- 14-day money-back guarantee — if the policy isn't right for your trip, you can request a refund within 14 days of purchase, no complicated process.
- Visa & embassy-compliant certificates — documentation built to satisfy embassy requirements for tourist and work visa applications, issued digitally within minutes.
Ready to see real numbers for your trip? Get a direct quote now →
Compare Plans Now| Feature | Typical Budget Plan | Our Featured Standard Plan |
|---|---|---|
| Sum insured | $10,000–$30,000 | $35,000 USD |
| Deductible | Often $250+ | $100 USD |
| Starting price | Varies widely | From $1.50 USD/day |
| Assistance line | Business hours | 24/7 concierge |
| Money-back guarantee | Rare | 14 days |
| Valid for ages | Often capped early | 1 to 100 years old |
Figures reflect our featured partner's standard published plan as of this writing and may change — always confirm exact limits, exclusions and current pricing directly on the quote tool before purchasing.
Excellent
Based on 436+ verified reviews
Forbes 2023
Named among Top Travel Insurance Startups
Gold Winner
European Contact Centre & Customer Service Awards 2023
Everything else your move or trip needs
We work with a vetted network of partners so you don't have to start from zero in a new country.
Visa & Entry Requirements
Country-by-country requirement guides and referrals to visa processing partners.
Airbnb & Real Estate Agents
Vetted short and long-stay housing partners for your first weeks abroad.
Lawyers & Accountants
Immigration lawyers and cross-border tax accountants who work with foreigners.
Car Rental
Reliable rental partners with clear insurance terms in your destination country.
Digital Wallets
Multi-currency digital wallets and cards built for people who move between countries.
Full Relocation Support
End-to-end relocation partners for expats and retirees settling abroad.
A plan for every travel situation
Our featured coverage comes in dedicated plan categories rather than one generic policy — here's where to find guidance on each:
Insurance for what you're actually doing there
Standard plans often exclude these by default — these link straight to the activity-specific coverage.
Coverage details for all 202 destinations
Search directly, or click a region below to expand the full list — every country links straight to that destination's coverage page.
🔍 Search all 202 countries
Europe (46)
Asia (34)
Middle East (15)
Africa (54)
North America (3)
Central America (7)
Caribbean (16)
South America (13)
These are illustrative sample quotes showing the format — replace with real verified reviews once collected.
Start with the guide that fits your trip
No login, no spam — just the coverage details insurers assume you already know.
Best Travel Medical Insurance: How to Actually Compare Plans
The coverage numbers insurers hope you skip past.
Travel Insurance and Pre-Existing Conditions
Look-back periods, waivers, and what actually counts as "pre-existing."
How a Travel Insurance Claim Actually Works
What to do in the first hour, and how long payouts really take.
Common questions
Is travel medical insurance the same as regular health insurance?
No. Regular health insurance rarely covers you outside your home country, and even when it does, it usually excludes emergency evacuation and repatriation. Travel medical insurance is built specifically for care abroad.
How do I use the WRTY10093 discount code?
Enter it in the promo code field during checkout on the quote tool above, or mention it when you contact us directly — the 10% discount applies automatically to eligible plans.
Can I buy insurance after I've already left my country?
Some plans allow this within a limited window after departure; others require purchase before your trip starts. We'll point you to the right option based on your travel dates.
Do you sell the insurance directly?
We're an independent authorized agent. Policies are underwritten and administered by our insurance partners; we help you compare and apply.