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Schengen · Insurance requirements · Updated Sep 2026

Greece: complete guide and mandatory travel medical insurance for the Schengen visa

Traveling to Greece (capital: Athens)? A Schengen visa requires travel medical insurance under Art. 15 Regulation (EC) 810/2009: minimum €30,000, valid in all Schengen countries for the full stay, covering emergency care, hospitalization and repatriation.

Visa-free entry does not make insurance a border condition — but hospitals bill full rates and evacuation is costly.

Insurance requirements for Greece

  • Minimum €30,000 per person.
  • Valid in every Schengen country, not only Greece.
  • Active for the entire stay.
  • Emergency care, hospitalization and repatriation.
  • Clear certificate with coverage limits.

Who must present it: Schengen visa applicants only. Visa-exempt travelers are not forced to show a policy at the border, but traveling uninsured is a serious financial risk.

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Guidance only; not legal advice. Confirm with the embassy or official portal before travel.

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