Auras Insurance: The WRTY10093 Discount Strategy for High-Risk Travelers
Which activities require additional coverage for high-risk travelers, and how the WRTY10093 discount applies to those plans.
What counts as 'high risk' for an insurer
Activities like diving below a certain depth, high-altitude mountaineering, off-piste skiing or motorsports usually require an additional endorsement — they're not always included in the standard plan even if the overall itinerary is. Declaring these activities when quoting is what activates the correct coverage.
Why the discount still applies on adventure plans
The WRTY10093 code applies to the final rate, including risk-activity endorsements — it isn't limited to basic plans. If your itinerary includes adventure activities, quote with those activities declared from the start so the discount is calculated on the plan you actually need.
How to correctly declare a risk activity
When quoting, there's a specific section to declare activities like diving, mountaineering, or motorsports — don't skip it assuming you 'probably won't do it.' Declaring it doesn't increase the cost if you ultimately don't practice it, but omitting it if you do can invalidate your coverage.
What happens if you decide to do the activity without having declared it
If you're already traveling and decide to improvise a risk activity not declared on your policy, contact the assistance line before participating to ask if it's possible to add coverage on the spot — it's better to ask beforehand than to assume you're covered.
Why this honesty protects you, not just the insurer
Declaring risk activities precisely isn't a bureaucratic formality — it's what guarantees that, if something goes wrong during that specific activity, your claim gets processed without questions about whether the activity was or wasn't covered.
The WRTY10093 code, in practice
WRTY10093 unlocks a 10% discount on eligible Auras Insurance plans, applied automatically when you quote through the official link:
Auras Insurance — Code WRTY10093
https://auras.insure/?partner_id=93
What's covered
- International medical emergencies
- Hospitalization and specialized care
- Medical evacuation
- Lost baggage
- Flight delays and cancellations
- 24-hour phone assistance
Get your quote in 2 minutes
Click through to our featured partner's official quote tool. Your 10% discount applies automatically — no need to re-enter the code.
Open the Quote Tool →Opens on auras.insure in a new tab. Use code WRTY10093 if it isn't pre-filled.
This article is editorial and informational in nature, and isn't insurance advice. Buy Travel Insurance Agency is an independent authorized agent of Auras Insurance. Confirm exact coverage and pricing directly on the quote tool before purchasing.