Travel Insurance for Europe and the Schengen Area: the €30,000 Rule
If you need a visa to enter the Schengen area, consulates ask for travel medical insurance with a minimum of €30,000. Even if you do not need a visa, the cost of care in Europe is a good reason to travel covered.
What the minimum means
The €30,000 figure is the minimum medical cover consulates expect for the stay. It is a floor, not a recommendation: choose a higher amount if you want more margin.
What our partner offers for Europe
Protegetuviaje.com has a plan for Europe with a minimum of €30,000 in medical cover, and states that it includes the migration requirements. Confirm in the quote that the plan lists your destination and dates.
Check the certificate before you apply
Make sure the name, dates and territory on the certificate match your visa application, and keep a printed or PDF copy. Requirements can change, so check the consulate's current list.
ETIAS is not insurance
ETIAS is an electronic travel authorization for travelers who do not need a visa; it is separate from insurance. Check the official site for its status and rules before you travel.
Frequently asked questions
What medical cover do Schengen consulates ask for?
A minimum of €30,000 in medical cover for the stay. Always check your consulate's current list.
Does the partner have a Europe plan?
Yes. Protegetuviaje.com lists a Europe plan with a minimum of €30,000 in medical cover and states that it covers migration requirements.
Is ETIAS the same as insurance?
No. ETIAS is an electronic travel authorization for visa-exempt travelers. Insurance is a separate product.
Get your quote in minutes
Click through to the official quote tool of our partner Protege Tu Viaje. You can also quote via WhatsApp — the partner advertises up to 65% off on that route.*
Open the Quote Tool →Opens on cotizadorv2.protegetuviaje.com in a new tab. *Offer advertised by the partner; terms set by the partner.
This guide is for general information only and is not insurance advice. Claims about Protege Tu Viaje are those published by the partner on its website; confirm exact terms in the quote and policy before buying.