How Much Does International Travel Insurance Cost? The Factors That Set the Price
There is no single price for travel insurance, but the price is not arbitrary either. It reflects the risk the insurer takes on, and understanding it lets you compare quotes without just picking the lowest number.
The four inputs that drive the price
Traveler age, destination, number of days and the medical coverage amount are the core inputs. In the partner's quote tool you enter travelers by age band: 0β11, 12β65, 66β75 and 76β99, and pick your dates and destination.
Why the same trip can quote differently
A longer stay, an older traveler or a destination with expensive healthcare raises the risk, and therefore the price. A higher medical limit also raises it. Quote the same trip at two coverage amounts to see the difference.
How to compare quotes fairly
Compare like with like: same dates, same travelers, same medical amount. Then look at what is included β baggage, migration requirements, assistance β before you look at the price.
Discounts
The partner advertises up to 65% off button when you quote via WhatsApp and an extra 10% through its WhatsApp advice. These are partner offers with terms set by the partner, so confirm what applies to your quote.
Frequently asked questions
What determines the price of travel insurance?
Mainly traveler age, destination, number of days and the medical coverage amount you choose. Each is entered in the quote tool.
Which age bands does the partner's quote use?
0β11, 12β65, 66β75 and 76β99 years. Enter the age you will have on the last day of the trip.
Is there a discount?
The partner advertises up to 65% off when you quote through WhatsApp and an extra 10% via its WhatsApp advice. Terms are set by the partner; confirm what applies to your quote.
Get your quote in minutes
Click through to the official quote tool of our partner Protege Tu Viaje. You can also quote via WhatsApp β the partner advertises up to 65% off on that route.*
Open the Quote Tool βOpens on cotizadorv2.protegetuviaje.com in a new tab. *Offer advertised by the partner; terms set by the partner.
This guide is for general information only and is not insurance advice. Claims about Protege Tu Viaje are those published by the partner on its website; confirm exact terms in the quote and policy before buying.