Why Your Home Health Insurance Is Often Not Enough Abroad
A common mistake is assuming that the health insurance you use at home follows you around the world. Many plans cover little or nothing outside your country.
Check your policy
Ask your insurer in writing whether you are covered abroad, up to what amount, and whether evacuation or repatriation is included.
Why hospital bills abroad surprise people
Some countries charge foreign patients high private rates, and many hospitals ask for payment or a guarantee upfront. A travel plan with an assistance center helps with that coordination.
What a travel plan adds
Our partner states medical cover from USD 20,000 to USD 200,000 and 24/7 assistance for illness and accident. Compare the amount with the destination you are visiting.
Entry requirements
Some countries or visas require proof of travel medical insurance. Check your destination's current rules and keep the certificate with you.
Frequently asked questions
Does my home health insurance cover me abroad?
Often not, or only partly. Ask your insurer in writing about coverage abroad, the limit and evacuation or repatriation.
Why do hospital bills abroad surprise travelers?
Some countries charge foreign patients high private rates and many hospitals ask for payment or a guarantee upfront.
What does a travel plan add?
The partner states medical cover from USD 20,000 to USD 200,000 and 24/7 assistance for illness and accident.
Get your quote in minutes
Click through to the official quote tool of our partner Protege Tu Viaje. You can also quote via WhatsApp — the partner advertises up to 65% off on that route.*
Open the Quote Tool →Opens on cotizadorv2.protegetuviaje.com in a new tab. *Offer advertised by the partner; terms set by the partner.
This guide is for general information only and is not insurance advice. Claims about Protege Tu Viaje are those published by the partner on its website; confirm exact terms in the quote and policy before buying.